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Company FDs: Invest in Corporate FDs in India with SMC


Corporate fixed deposit is a deposit in company for a fixed rate of return over a fixed period of time. The rate of interest is determined by the tenure of the deposit as well as other factors. NBFC’s, Housing Finance & Manufacturing companies accept such deposits. The corporate fixed deposit is governed by section 58A of the Companies Act. Company fixed deposit is a good option for investment as they provide higher rate of interest compared to bank deposits. They are a good source of regular income by means of monthly, quarterly, half-yearly, or yearly interest incomes.Performance of the company should be reviewed from time to time and at the maturity of deposit, by analyzing Balance Sheet & Share Prices movement. This will be helpful in deciding whether the deposit should be renewed or not.

Key Benefits

  • Higher rates of interest.
  • Flexible tenure ranging from 1 year to 10 years.
  • Senior citizen benefits available.
  • Prematurity clause is available.
  • Loan Facility Available.
  • Nomination facility available.
  • No TDS in case the interest is only Rs. 5000 in one financial year.
  • Regular interest incomes - Monthly, Quarterly, Half-yearly, or Yearly

Who Can Apply

Company Individual &
Minor Through
NRI through
NRO Account
(Pvt/Ltd Company)
Charitable Trust Educational Trust Institution
(College/ University)
Bajaj Finance Ltd. Yes Yes No Yes No Yes Yes
Cent Bank Home Finance Ltd. Yes Yes No Yes Yes Yes Yes
DHFL Yes Yes Yes Yes Yes Yes Yes
GATI Ltd. Yes Yes No No Yes No No
GRUH Finance Ltd. Yes Yes No Yes Yes Yes Yes
HDFC Ltd. Yes Yes Yes Yes Yes Yes Yes
HUDCO Ltd. Yes Yes Yes Yes Yes Yes Yes
J K Lakshmi Cement Ltd. Yes Yes No No No No No
J K Tyre industries Ltd. Yes Yes No No No No No
KTDFC Yes Yes Yes Yes Yes Yes Yes
LIC Housing Finance Ltd. Yes Yes Yes Yes Yes Yes Yes
M&M Financial Services Ltd. Yes Yes Yes Yes Yes Yes Yes
Omaxe Ltd. Yes Yes Yes Yes Yes Yes Yes
PNB Housing Finance Ltd. Yes Yes Yes Yes Yes Yes Yes
Shriram Transport Finance Yes Yes No Yes Yes Yes Yes
Shriram City Union Finance Yes Yes No Yes Yes Yes Yes

Forms Download

Sr No. Company Name Downloads
1 Bajaj Finance Ltd.-HUF & Corporate
2 Bajaj Finance Ltd.-KYC Form for Individual
3 Bajaj Finance Ltd.-NRI
4 Bajaj Finance-HUF Declaration form
5 Bajaj Finance-Individual
6 Bajaj Finance-Trust & Societies
7 Form 15 G
8 Form 15 H
9 HDFC FD KYC Form for Individual
10 HDFC FD KYC Form for Non Individual
11 HDFC FD KYC Form for NRI
12 HDFC Ltd for Individual
13 HDFC Ltd for NRI
14 HDFC Ltd for Trust & Non Individuals
15 HDFC Ltd Smart Deposit for Corporates
16 HDFC LTD-Huf Declaration Form
17 ICICI Home Finance-Corporate
18 ICICI Home Finance-Individual & NRI
19 ICICI Home Finance-Non Individual & HUF
20 KTDFC (Kerala Transport Development Finance corporation Ltd.)

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Disclaimer: Investment in securities and commodities market are subject to market risks, read all the related documents carefully before investing. SMC Global Securities Ltd. (CIN : U67120DL1997PLC188881): NSE INB/ INF/INE 230771431, BSE INB/INF 011343937, MSEI INB/INF 260771432, CDSL/NSDL-IN-DP-130-2015, SMC Research Analyst Registration- INH 100001849 I SMC Global Securities Ltd.: NCDEX/MCX (8200)/ NMCE/ICEX-INZ000035839 I SMC Global Securities Ltd.: PMS INP000003435 I SMC Insurance Brokers Pvt. Ltd., IRDAI Regi: No: DB 272/04, License No. 289 Valid from 28-01-2020 to 27-01-2023 I Registered Office: 11/6B, Shanti Chamber, Pusa Road, New Delhi-110005, Tel.: (011) 30111000. For any complaints email –, website:

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