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corporate Fixed Deposit


Corporate fixed deposit is a deposit in company for a fixed rate of return over a fixed period of time. The rate of interest is determined by the tenure of the deposit as well as other factors. NBFC’s, Housing Finance & Manufacturing companies accept such deposits. The corporate fixed deposit is governed by section 58A of the Companies Act. Company fixed deposit is a good option for investment as they provide higher rate of interest compared to bank deposits. They are a good source of regular income by means of monthly, quarterly, half-yearly, or yearly interest incomes.Performance of the company should be reviewed from time to time and at the maturity of deposit, by analyzing Balance Sheet & Share Prices movement. This will be helpful in deciding whether the deposit should be renewed or not.

Key Benefits

  • Higher rates of interest.
  • Flexible tenure ranging from 1 year to 10 years.
  • Senior citizen benefits available.
  • Prematurity clause is available.
  • Loan Facility Available.
  • Nomination facility available.
  • No TDS in case the interest is only Rs. 5000 in one financial year.
  • Regular interest incomes - Monthly, Quarterly, Half-yearly, or Yearly

Who Can Apply

Company Individual &
Minor Through
NRI through
NRO Account
(Pvt/Ltd Company)
Charitable Trust Educational Trust Institution
(College/ University)
Bajaj Finance Ltd. Yes Yes No Yes No Yes Yes
Cent Bank Home Finance Ltd. Yes Yes No Yes Yes Yes Yes
DHFL Yes Yes Yes Yes Yes Yes Yes
GATI Ltd. Yes Yes No No Yes No No
GRUH Finance Ltd. Yes Yes No Yes Yes Yes Yes
HDFC Ltd. Yes Yes Yes Yes Yes Yes Yes
HUDCO Ltd. Yes Yes Yes Yes Yes Yes Yes
J K Lakshmi Cement Ltd. Yes Yes No No No No No
J K Tyre industries Ltd. Yes Yes No No No No No
KTDFC Yes Yes Yes Yes Yes Yes Yes
LIC Housing Finance Ltd. Yes Yes Yes Yes Yes Yes Yes
M&M Financial Services Ltd. Yes Yes Yes Yes Yes Yes Yes
Omaxe Ltd. Yes Yes Yes Yes Yes Yes Yes
PNB Housing Finance Ltd. Yes Yes Yes Yes Yes Yes Yes
Shriram Transport Finance Yes Yes No Yes Yes Yes Yes
Shriram City Union Finance Yes Yes No Yes Yes Yes Yes

Forms Download

Sr No. Company Name Downloads
1 Bajaj Finance for Individuals
2 Bajaj Finance Ltd-HUF, Partnership, Proprietorship Firm
3 Bajaj Finance Ltd.-Corporate
4 Bajaj Finance Ltd.-KYC Form for Individual
5 Bajaj Finance Ltd.-NRI
6 Bajaj Finance-HUF Declaration form
7 Bajaj Finance-Trust & Societies
8 Form 15 G
9 Form 15 H
10 ICICI Home Finance-Corporate
11 ICICI Home Finance-Individual & NRI
12 ICICI Home Finance-Non Individual & HUF
13 LIC Housing Finance Ltd-Corporate
14 LIC Housing Finance Ltd-Ind,Firm & Trust
15 Mahindra & Mahindra Finance
16 Mahindra Finance-New Rate Declaration
17 PNB Housing Finance Ltd (Corporate)
18 PNB Housing Finance Ltd (Ind, HUF, Trust)
19 Shriram Finance Jubilee Scheme-IND & NRI
20 Shriram Finance Jubilee Scheme-Non Ind & Corporates

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Disclaimer: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Mutual Fund investments are subject to market risks. Read all scheme related documents carefully. PMS is not offered in commodity derivative segment. Insurance is the subject matter of solicitation. Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. The price, value of and income from any of the securities or financial instruments mentioned in this report can fall as well as rise.The securities are quoted as an example and hot as a recommendation.

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