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Insurance Calculator

How much life insurance do I need?

Getting the right amount of life insurance cover starts with knowing how much money you will need in order to provide for your dependents and also cover your existing liabilities. Use the fields below to figure out what debts and liabilities you'll need to cover and what assets you have available for your dependents. Once you provide us this information our Life Insurance Calculator will give an instant estimate of how much coverage you need.

Please be aware that this is only a general guide to help you get an idea of the amount of life cover your need and isn't an actual quotation or advice. You should consult a financial advisor about the terms, level of cover and the best policy available for your needs.Fill in the contact us form and our experts will get in touch.

Tell us about you

Your current debt and liabilities

Your current assets


Additional Cover Needed

Human Life Value

Total Liabilities

Total Assets

Remaining Working Life


The projections or other information generated by SMC Global Securities Ltd and its affiliates (hereinafter referred to as SMC Global) regarding the likelihood of various investment outcomes are hypothetical in nature neither do they reflect actual investment results nor are they guarantees of future results. Results may vary with each use and over time.

Calculators and tools are provided for educational purposes only. While utmost care has been exercised while preparing the calculator, SMC Global does not warrant the completeness or guarantee that the achieved computations are flawless and/or accurate and disclaims all liabilities, losses and damages arising out of the use or in respect of anything done in reliance of the calculator. The examples do not purport to represent the performance of any security or investments. In view of individual nature of tax consequences, each investor is advised to consult his/ her own professional tax advisor before taking any investment decision. Guidance provided by SMC Global is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions. All investing is subject to risk.

As with all your investments through SMC Global, you must make your own determination whether an investment in any particular security or securities is consistent with your investment objectives, risk tolerance, financial situation and your evaluation of the security. Be sure to review your decisions periodically to make sure they are still consistent with your goals.

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SMC Global Securities Ltd., Registered Office: 11/6B, Shanti Chamber, Pusa Road, New Delhi-110005, Tel.: (011) 30111000, Fax: (011) 25754365, Website- www.smctradeonline.com , CIN : U67120DL1997PLC188881, NSE INB/ INF/INE 230771431, BSE INB/INF 011343937, MSEI INB/INF 260771432 , CDSL/NSDL-IN-DP-130-2015, NCDEX/MCX (8200)/ NMCE/ICEX-INZ000035839 (SMC Comtrade Ltd.) PMS INP000003435 (SMC Investments and Advisory Ltd.)

Disclaimer: Investment in securities market are subject to market risks, read all the related documents carefully before investing.


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