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Home  > Products > Financing > Personal Loan

Personal Loan

Personal loan is an unsecured short and medium term loan granted to Individuals immediate personal need for funds.

“SMC Finance” offers personal loan to salaried individuals with a good credit score and a verified source of income. This loan product helps individuals to borrow funds to pay for expenses as debt consolidation, medical purposes, purchase of household or electronic goods, medical treatment, children’s education or wedding, home improvement and even travel. The unsecured loan is offered to salaried individuals from ages 23 to 60 at a fixed rate of interest.


  • No security or collateral required to avail of the loan
  • Applicant can club income of co-applicant to enhance eligibility.
  • Receive a Personal Accidental cover
  • Loan upto Rs. 15 Lacs
  • Tenure: 12 to 60 months

Need A Loan

* Indicates Mandatory fields


  • Speedy approvals
  • Simplified documentation
  • Loan available for various needs


  • Salaried individuals
  • Minimum age of 23 years
  • Minimum Net Monthly Income – Rs. 15,000
  • Years in current residence – 1 Year
  • Professionals (Doctors/ CA/ CS / ICWA)
  • Maximum age of 60 years at loan maturity
  • Total years in job / profession – 2 Years

Service Charges

  • Please refer to your sanction letter / welcome letter for details of various charges


  • Application Form (click to download)
  • Last six (6) month’s bank statement
  • Address proof: Passport / electricity bill or driving license
  • Latest salary slip
  • Identity proof : PAN
  • Rent Agreement (if applicable)

Terms & Conditions

The premium for insurance policies will be deducted from the loan amount at the time of disbursal. Prescribed service tax and applicable surcharge / cess will be charged extra.

About SMC

Established in 1990, SMC is one of the leading and well-diversified financial services companies in India offering services across brokerage (across the asset classes of equities (cash and derivatives), commodities and currency), investment banking, wealth management, distribution of third party financial products, research, financing, depository services, insurance broking and clearing services and real estate advisory services to corporate, institutional, high net worth individuals and other retail clients.

serving over
18 Lac
unique clients
Workforce of
Presence in500+ cities & oversease offices in Dubai
large network of
2,500+ sub-brokers & authorised persons
Cumulative AUM under Mutual Funds 1,865+ crores
*As on June 2016


How do I pay my EMIs?
Can I make part – prepayment towards my Personal Loan? Will any charge be applicable?
Can I foreclose my Personal Loan? Will there be any charge for the foreclosure?
What tenures are allowed for the Loan?
Can I Add a Co-applicant?

Follow us:

SMC Global Securities Ltd., Registered Office: 11/6B, Shanti Chamber, Pusa Road, New Delhi-110005, Tel.: (011) 30111000, Fax: (011) 25754365, Website- www.smctradeonline.com , CIN : U67120DL1997PLC188881, NSE INB/ INF/INE 230771431, BSE INB/INF 011343937, MSEI INB/INF 260771432 , CDSL/NSDL-IN-DP-130-2015, NCDEX/MCX (8200)/ NMCE/ICEX-INZ000035839 (SMC Comtrade Ltd.) PMS INP000003435 (SMC Investments and Advisory Ltd.)

Disclaimer: Investment in securities market are subject to market risks, read all the related documents carefully before investing.


Toll-free : 1800-11-0909
Email: contact@smctradeonline.com

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