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What is life insurance?
Why do I need life insurance?
I know I need insurance, but cannot afford the coverage. Can I do anything to lower the cost?
Where can I find more information on life insurance?
What is nomination? And who is a nominee?
Can I change my nomination?
What details am I to provide about the nominee/s?
What is the difference between nomination and assignment?
What is a claim?
What parameters are considered while asking the claim to submit particular records / document?
What is IRDA?
What are IRDA guidelines pertaining to claim processing?
Who is entitled to receive the claim benefit?
How do I make a maturity claim?
What is the benefit of opting for riders/add-ons?
What is the difference between switch and redirection?
In case I lose my policy document how do I obtain a duplicate policy?
How will the Net Asset Value (NAV) be calculated for my servicing requests?
What do I need to do when the life assured becomes a major?
Can I change the date of birth after the free look period? If yes, what are the documents required?
When does a policy lapse?
Can I surrender my policy?
What do I need to do to surrender my policy?
What is partial withdrawal?
What are Top-ups?
What is transfer or assignment of a life insurance policy?
Can I assign a policy?
How do I assign a policy or transfer a life insurance policy?
Is assignment allowed on all the insurance plans?
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NSE: INB/INF/INE 230771431, BSE: INB/INF 011343937, MCX-SX: INB/INF 260771432 INE 260771431, USEL INE 271343936, CDSL IN-DP-CDSL-583-2010, NSDL IN-DP-NSDL-333-2010 (SMC Global Securities Ltd.), NCDEX NCDEX/TCM/CORP/0131, MCX/TCM/CORP/0385, NMCE /TCM/CORP/0215, ICEX ICEX/TCM/CORP/009, ACE ACEL/CM/CORP/0267 (SMC Comtrade Ltd.), PMS: INP 000003435 (SMC Investments & Advisors Ltd.), IRDA Registration No. DB272/04 License No.: 289 (SMC Insurance Brokers (P) Ltd.), Merchant Banker: INM 000011427 (SMC Capitals Ltd.)

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